Agency Banking, Clearing and Payments Agency banking
Our white label agency banking services for regulated clients allow scheme access under their own brand.
- All the advantages of direct access without the high costs and operational requirements.
- Receive your own sort code with the option to provide your customers with their own unique account number and UK IBAN on that sort code.
- Get access to all UK clearing systems so you can appear as a UK clearing bank in your own right.
Clearing and payments
Connect to the UK's Payment Schemes and Interbank payment networks in real-time via our API or online.
Manage your payments swiftly, efficiently and with total transparency, providing flexibilty for both you and your customers.
Clear up to £1m per transaction, in real-time.
- Instant payments 24/7/365
- Single Immediate Payments or Forward Dated Payments
- Initiated through online banking or Payments API
- United Kingdom (including Isle of Man, Guernsey, Jersey and Gibraltar)
- Confirmation of Payee
Clear up to £20m Direct Debit and Direct Credit transactions.
- Send and receive Direct Credit and setup outgoing Direct Debit
- Three day settlement time, Monday to Friday
- Initiated through online banking or Payments API
- United Kingdom (including Isle of Man, Guernsey, Jersey and Gibraltar)
Clear high value same day transactions in real-time
- High-value payments settled same day, in real-time, Monday to Friday
- Initiated through online banking or Payments API
- United Kingdom (including Isle of Man, Guernsey, Jersey and Gibraltar)
- Confirmation of Payee
BEYOND BORDERS FX and International Payments
- Cross-border payments
Make cross-border payments in over 30 currencies, with 100+ currencies coming soon.
- Multi-currency accounts
Open USD, EUR, CHF and AUD accounts with The Bank of London.
Coming soon...
Cards
For business and corporate bank clients; physical and virtual cards
Debit cards. Fully programmable for your day-to-day business needs.
For our embedded banking clients; white label physical and virtual cards
Debit and charge cards for individuals and businesses. Fully programmable, fast, secure and scalable.
Coming soon...
Raising the standard for regulated firms
The Bank of London is one of the six signatories to the Code of Conduct for the supply of indirect access services to the UK's payments schemes. Established by Pay.UK and the Payments Systems Regulator, the Code of Conduct sets out industry best practices for the supply of indirect access services to the UK's payment schemes.
Learn more
